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Estate Planning

Our estate planning services have been developed to help preserve what you have worked so hard to build over the years and to help you plan for the eventual distribution of your assets to your heirs.
 

Proper estate planning may help you:

  • Obtain financial security for your family.
  • Pass your estate on to your heirs according to your wishes.
  • Reduce or eliminate taxes, administrative expenses and delays in connection with the transfer of your estate.
  • Provide liquidity to cover taxes, debts and expenses your estate may owe.
  • Provide the peace of mind that comes with knowing steps have been taken to protect the people who depend on you, as well as everything you've worked a lifetime to build.
The primary reason of Estate Planning is to accomplish the distribution of assets, to whom you wish minimizing taxation. Having a successful estate plan assures your wishes for your heirs. The initial planning process includes taking an inventory of your assets, discussing with trusted advisors, such as attorneys and accountants, your goals for the future.
 
Below is a brief list of items that should be considered to when taking inventory of your assets:
  • Real Estate (home or other real estate ventures)
  • Savings (bank accounts, CD's or money markets
  • Investments (stocks, bonds, mutual funds)
  • 401(k), IRA, pension and other retirements accounts
  • Life insurance policies/annuities
  • Ownership in a business(es)
  • Motor vehicles (cars, boats, planes)
  • Jewelry
  • Other personal property of worth
The planning process is one that takes time and is ever changing. However, most people assume that estate planning is for the wealthy. Your loved ones are at risk of losing all that you have built in your lifetime, without proper planning, you are in danger of the following:
  • The transferring of your assets will be decided by the laws that govern your state.
  • Court appointed administrators make the decision; where, who and how much of your assets are distributed. As well as receiving expenses for their work and a deduction to the total amount that could be given to your loved ones.
  • When children are involved, it could result in a court appointed guardian.
  • A family owned business could be sold without the families consent.
  • Unnecessary estate taxes can be relinquished and administrative services can be incurred and deducted from your assets



 

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What Our Customers Are Saying... 

Pennie Hunt
Speaker, Author -- Communicator of Life Lessons www.PennieHunt.com 
John worked with me to secure an insurance policy. He kept me informed every step of the way from the application process to having the policy in hand. He is professional, detailed and thoughtful in his work. I would recommend his services in the highest way.

Harris Cohen
chiropractor and author at Dr. Harris R, Cohen
John is an expert in his field. He is very intelligent and has great insight. 
I highly recommend John for all your insurance and retirement needs.

Jim Naples
owner EASTBAY BUILDERS INC.
John is a person who brings his knowledge and integrity of his business to any company or individual he works with. We have used John to implement insurance options in several of our businesses and were impressed with the service and creative options he brought to the table in ways to diversify and save money. I would recommend him for all financial and annuity plans especially in this economy.

Glen CarusoClick 
Entrepreneur | Premier Digital Marketing Strategist | SaaS Enterprise Executive | Educator
I don't write many recommendations for business associates on LinkedIn, yet I feel compelled to do so for John Johnson. 

I've known and worked with John for more than 20 years. Most importantly, I believe he's one of the most ethical and focused businessmen I know. 

John's approach to business is not typical. He's the type of person who seems to have an intuitive sense for not only where markets are moving, but the way it will affect people. He then applies that to how it can benefit his current and potential customers. I think that John excels because he cares about those he does business with and genuinely wants to help. He's consultative, but never preachy. He'll do what's right for his clientele -- whether it means he'll get the business or not. Simply, he cares. Most importantly, John's a decent man who's also a lot of fun to be around. He's always got a funny story and leaves you with a sense that you're in good, capable hands. 

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Balanced Financial Solutions, Inc.
PO Box 357
Shoreham, NY 11786
Phone: 877-237-3711
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