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Flood

Flood insurance covers losses to your property caused by flooding. From structural and mechanical damage to flood debris clean-up and floor surfaces (like carpeting and tile), your investment is protected by a flood insurance policy, something that your homeowners policy does not offer.
 
Having flood insurance gives you many benefits. Not only is coverage there when you need it, but it also:
  • Compensates for all covered losses
  • Compensates for flood damages even if federal disaster aid is unavailable
  • Pays for your covered losses, unlike interest-bearing loans through federal disaster assistance
  • Comes in low-cost policies for those who qualify
  • Guarantees compensation for flood damages because the Federal government backs NFIP flood insurance
  • Helps you move on - if your property is damaged by flood, your agent is there to help you handle your claim (note: most claims are paid within 30 to 60 days)
If you should have any questions regarding Flood Insurance, or we can assist you with a quote, please feel free to contact our office.
 

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What Our Customers Are Saying... 

Pennie Hunt
Speaker, Author -- Communicator of Life Lessons www.PennieHunt.com 
John worked with me to secure an insurance policy. He kept me informed every step of the way from the application process to having the policy in hand. He is professional, detailed and thoughtful in his work. I would recommend his services in the highest way.

Harris Cohen
chiropractor and author at Dr. Harris R, Cohen
John is an expert in his field. He is very intelligent and has great insight. 
I highly recommend John for all your insurance and retirement needs.

Jim Naples
owner EASTBAY BUILDERS INC.
John is a person who brings his knowledge and integrity of his business to any company or individual he works with. We have used John to implement insurance options in several of our businesses and were impressed with the service and creative options he brought to the table in ways to diversify and save money. I would recommend him for all financial and annuity plans especially in this economy.

Glen CarusoClick 
Entrepreneur | Premier Digital Marketing Strategist | SaaS Enterprise Executive | Educator
I don't write many recommendations for business associates on LinkedIn, yet I feel compelled to do so for John Johnson. 

I've known and worked with John for more than 20 years. Most importantly, I believe he's one of the most ethical and focused businessmen I know. 

John's approach to business is not typical. He's the type of person who seems to have an intuitive sense for not only where markets are moving, but the way it will affect people. He then applies that to how it can benefit his current and potential customers. I think that John excels because he cares about those he does business with and genuinely wants to help. He's consultative, but never preachy. He'll do what's right for his clientele -- whether it means he'll get the business or not. Simply, he cares. Most importantly, John's a decent man who's also a lot of fun to be around. He's always got a funny story and leaves you with a sense that you're in good, capable hands. 

Company

ST Licence #LA-1110114, PC-1110114

Contact Us

Balanced Financial Solutions, Inc.
PO Box 357
Shoreham, NY 11786
Phone: 877-237-3711
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